U.S. Treasury Data, 2012-2022

Who Actually Uses It

These are the people who took the risk. Founders who spent years building something. Employees who took below-market salary for equity. Investors who wrote checks when nobody else would.

75%

used it exactly once in 11 years

One exit. One reward. Only 6% claimed it five or more years.

$67,820

75th percentile annual exclusion

The typical meaningful QSBS exit. Median is just $2,810, pulled down by micro-claims.

2.55%

of all capital gains in 2021

QSBS is a rounding error in total capital gains.

Who QSBS actually helps

Senior Engineer

A senior engineer at a 50-person startup exercises $40K in stock after 6 years.

With QSBS $0 state tax
Without $5,320

First-time Founder

A first-time founder sells after 8 years for $2M. First liquidity event of their career.

With QSBS $0 state tax
Without $266,000

Early Employee

Employee #12 exercises options worth $150K after the company is acquired. Five years of below-market salary.

With QSBS $0 state tax
Without $19,950

Seed Investor

Puts $25K into a friend's company. 7 years later it's worth $200K.

With QSBS $0 state tax
Without $23,275

Tax shown at California's 13.3% rate, the highest in the nation. Your state may differ — try the calculator.

How large is a typical QSBS exclusion?

Annual exclusion amount by percentile. 90% of claimants exclude less than $591K.

Source: Treasury OTA WP-127, Table 1. Percentiles of annual individual QSBS exclusion claims, 2012-2022.

Distribution data: U.S. Treasury OTA Working Paper 127, January 2025. Archetype examples are illustrative, based on typical QSBS claim profiles.